Medical Insurance

• Service is our top priority
  When it comes to medical, time and money matter. Our service is second-to-none, so help arrives fast and claims are processed swiftly.
• We'll write smaller groups
  Don't assume your group is too small. Talk to us about your particular needs.
• Customized solutions
  Sometimes you need just one product, not a suite of them. We offer medical insurance as a stand-alone product.

Faced with medical emergencies and expenses away from home, people can't afford to wait.

Our processes and top-rate assistance providers mean our insured will get help fast. And, because we're all about customized solutions, we can tailor our medical insurance products in ways our competitors won't. 

Expatriate Medical Insurance

Employees of Canadian companies who work overseas for extended periods are often ineligible for medical insurance under any Canadian provincial health insurance plans, or their employer's group medical/hospital insurance plans.

Special Market's Solutions' group expatriate medical program offers coverage for expatriate employees, and their accompanying family, from the first dollar spent. Our coverage can be tailored to include dental and vision insurance, plus war risk insurance if required. Normally we require a minimum of 10 employees to issue a group contract.

Inpatriate Medical Insurance

International students studying in Canada are generally ineligible for provincial health insurance plans, and non-Canadian employees have at least a three month waiting period to gain provincial health insurance (dependent on individual provincial policy and type of visa issued). If faced with a medical emergency during this period, medical and hospital costs can be prohibitive.

Special Markets Solutions Inpatriate Medical Insurance offers two types of medical coverage plans to non-Canadians working or studying in Canada - Base and Comprehensive plans. Accompanying spouses and children can also be covered under these plans.