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Medical Insurance

Specialized coverage for employees working outside of Canada and international students or employees in Canada.

  • Service is our top priority
    When it comes to medical, time and money matter. Our service is second-to-none, so help arrives fast and claims are processed swiftly.
  • We'll write smaller groups
    Don't assume your group is too small. Talk to us about your particular needs.
  • Customized solutions
    Sometimes you need just one product, not a suite of them. We offer medical insurance as a stand-alone product.

Faced with medical emergencies and expenses away from home, people can't afford to wait.

Our processes and top-rate assistance providers mean our insured will get help fast. And, because we're all about customized solutions, we can tailor our medical insurance products in ways our competitors won't. 

Expatriate Medical Insurance

Employees of Canadian companies who work overseas for extended periods are often ineligible for medical insurance under any Canadian provincial health insurance plans, or their employer's group medical/hospital insurance plans.

Special Market's Solutions' group expatriate medical program offers coverage for expatriate employees, and their accompanying family, from the first dollar spent. Our coverage can be tailored to include dental and vision insurance, plus war risk insurance if required. Normally we require a minimum of 10 employees to issue a group contract.

Inpatriate Medical Insurance

International students studying in Canada are generally ineligible for provincial health insurance plans, and non-Canadian employees have at least a three month waiting period to gain provincial health insurance (dependent on individual provincial policy and type of visa issued). If faced with a medical emergency during this period, medical and hospital costs can be prohibitive.

Special Markets Solutions Inpatriate Medical Insurance offers two types of medical coverage plans to non-Canadians working or studying in Canada - Base and Comprehensive plans. Accompanying spouses and children can also be covered under these plans.


Interested in offering Medical Insurance to your clients? Let's talk:

Call 1 (800) 266-5667 and we will put you in touch with a Sales Representative near you.


Interested in offering our plans to your group? We'd love to hear from you.

Call 1 (800) 266-5667, or visit our contact section to find a Sales Representative near you.


Looking for information about your insurance plan? The client centre includes helpful information and forms.

Have a question? Our Client Service Specialists are happy to help!
Call: 1 (800) 266-5667
Email: solutions@ia.ca


Industrial Alliance Insurance and Financial Services Inc.
400 - 988 Broadway West
P.O. Box 5900
Vancouver, BC
V6B 5H6