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Critical Illness Insurance

Critical Illness Insurance is the product least likely to be offered in group benefits plans today.

  • Choice
    We offer mandatory and voluntary plans for groups of all sizes. Coverage is available for employees/members, spouses and dependent children.
  • Great Coverage
    25 covered conditions, plus 6-child specific conditions.
  • AdvanceCare
    The AdvanceCare Benefit will pay 10% of the total benefit amount for coronary angioplasty and Early Stage Cancers.

We can help you introduce a benefit that groups commonly don't have. Our group critical illness insurance can be offered as part of a complete benefits program or as stand-alone coverage.

Mandatory Coverage

Special Markets Solutions offers the mandatory group Critical Illness Insurance plan that employers and employees demand, offering flexibility, affordability and financial support at a time when employees need it most.


  • Multiple Event Coverage
    Allows employees/members to claim for the diagnosis of more than one unrelated covered condition. For full details please visit solutionsinsurance.com/mec.
  • Pricing available with and without Waiver of Premium
  • Pre-Existing Condition Exclusion time frame options of 0, 6, 12 and 24 months for groups with 300+ eligible Employees

Voluntary Coverage

Special Markets Solutions offers voluntary group Critical Illness Insurance plans with flexible payment options for employer and affinity groups.


  • Guaranteed Acceptance coverage is available for groups of 50 members or more.
  • Multiple Event Coverage
    Allows employees/members and their insured spouses to claim multiple times for unrelated illnesses. For full details please visit solutionsinsurance.com/mec.
  • Marketing Support
    We can provide everything you need to promote your plan. Brochures, websites, posters, applications, postcards, and more. We 'll help you coordinate a marketing strategy that works for your group.


Interested in offering Critical Illness Insurance to your clients? Let's talk:

Call 1 (800) 266-5667 and we will put you in touch with a Sales Representative near you.


Interested in offering our plans to your group? We'd love to hear from you.

Call 1 (800) 266-5667, or visit our contact section to find a Sales Representative near you.


Looking for information about your insurance plan? The client centre includes helpful information and forms.

Have a question? Our Client Service Specialists are happy to help!
Call: 1 (800) 266-5667
Email: solutions@ia.ca


Industrial Alliance Insurance and Financial Services Inc.
400 - 988 Broadway West
P.O. Box 5900
Vancouver, BC
V6B 5H6